ICICI Bank launches ‘iMobile Pay’
India’s first app that offers payments and banking services for all
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Customers of any bank can link their bank account, generate a UPI ID and start paying and shopping immediately
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They also get instant access to the entire range of ICICI Bank’s banking services
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They can transfer money to any bank account, payment app and digital wallet
Mumbai: ICICI Bank today announced that it has transformed its state-of-the-art mobile banking app, iMobile, into an app that offers payments and banking services to customers of any bank. Called ‘iMobile Pay’, the app offers a unique combination of facilities of a payment app-- such as enabling customers to pay to any UPI (Unified Payments Interface) ID or merchants, pay bills and do online recharges among others-- with instant banking services namely savings account, investments, loans, credit cards, gift cards, travel cards and much more. The users of ‘iMobile Pay’ can also transfer money to any bank account, payment app and digital wallet.
Another prominent feature of ‘iMobile Pay’ is ‘pay to contacts’ which enable users to automatically see the UPI IDs of their phone book contacts, registered on the ICICI Bank UPI ID network, of any payment app and digital wallet. This unique functionality provides users a significant convenience of inter-operability, as they no longer have to remember the UPI IDs and can easily transfer money across payment app and digital wallet.
A first-of-its-kind facility in India, ‘iMobile Pay’ extends the ambit of mobile banking apps which are hitherto restricted to only the customers of the respective banks. At the same time, ‘iMobile Pay’ eliminates the need to maintain multiple apps—be payments or banking—as it empowers customers to undertake all transactions. In the process, it also offers compelling reasons for users to link their multiple bank accounts to this app.
To get started on ‘iMobile Pay’, customers of any bank in the country can download the app, instantly link their bank accounts and generate a UPI ID (which is simply their mobile number e.g. xxxxxx1234.imb@icici) to avail all the facilities.
Speaking on the initiative, Mr. Anup Bagchi, Executive Director, ICICI Bank said, “ICICI Bank has always been at the forefront of introducing pioneering innovations. These innovations have played a key role in transforming the way digital India banks. In line with this rich tradition, we introduced the country’s first mobile banking app, iMobile, in 2008.
In the recent past, we have captured two user insights while interacting with them. One, many of them, who are not our customers, are keen to use iMobile. Two, customers are tired of using multiple apps for difference purposes and they really want to know if an app can take care of all banking and payments requirements. Armed with these insights, we are delighted to extend the ambit of our mobile banking app. Now on, customers of any bank can experience the ease, speed and safety of our mobile banking app. They can link all their bank accounts to this app. It means they can continue to bank with any bank and still use ‘iMobile Pay’ for all their digital transactions. Also, they can undertake all transactions, which they were so far doing through a gamut of payments app, through this app.
We believe that users will like this innovation as it offers them the unique benefit of payment apps and banking apps in one single place.
“ Mr. Dilip Asbe, MD & CEO, NPCI said, “We are delighted to facilitate ICICI Bank in transforming its mobile banking app empowered with UPI and interoperable with all other UPI based payment apps. This is yet another initiative that will inspire the ecosystem to integrate interoperability on digital platforms. UPI is known to provide seamless, secure and convenient payment experience to its users and it is our belief that the large scale adoption of UPI will strengthen the ecosystem and help in achieving the common goal of less- cash society.”
Over the years, marquee research agencies have adjudged iMobile as one of the best banking apps in the world for its large array of services, user-friendly functionalities and intuitive design. For example, iMobile has been rated among top ranking apps for the past five consecutive years by Forrester, a reputed global research firm.
The key features of ‘iMobile Pay’ are:
Open for all: ‘iMobile Pay’ enables customers of all banks to download this app and experience the quick transactions backed by best-in-class security features
Acts like a payments app: It allows customers to scan a QR code of any payments app and send money to any UPI ID, bank account, self. It helps the users to transfer the money instantly to anyone free-of-cost. Further, users can pay using the app at a host of establishments including petrol pumps, grocery stores, restaurants, pharmacies, hospitals, multiplexes and much more. Further, they can transfer money to any bank account, payment app or digital wallet.
As an industry-first, users can simply use the ‘Pay to contact’ feature without remembering UPI IDs of friends. Using the feature, users can send or receive money to/from their phone contacts registered on any other popular payment app and digital wallet with an ICICI Bank UPI ID. The feature, relying on inter-operability, automatically displays upto three UPI IDs available for a contact to which one can pay.
Offers banking services: It also acts as a gateway for the customers to begin a new relationship with ICICI Bank. It allows them to open an ICICI Bank savings account digitally and instantaneously, apply for a credit card at zero joining fee and get instant approval for home/personal/car loans.
Enables users to link multiple bank accounts: Users can transact using any of these linked accounts with a single UPI ID which is generated at the time of linking the first account.
Lot more to be added soon: The list of forthcoming exciting features include users can pay utility bills, recharge mobile phones, check CIBIL score, book travel tickets, buy travel and gift cards, invest in an FD, RD, mutual funds and insurances. They will also get a feature of spends tracker, that will provide an overview of spends, with all transactions are bucketed into specific categories, to help them track their balances.
Here are the simple steps to start using the app:
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Download: Download the app, ‘iMobile Pay’, from Google Play Store, open it and set up a four-digit log-in PIN. Users also have the option of logging in using their fingerprint. Please note that it will soon be available for iOS devices.
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Link account/s: On the welcome screen, tap on ‘link account’ and enter the required details to link the savings account of any bank. Users can also link multiple bank accounts.
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Generate UPI ID: Upon successful linking of the account/s, a UPI ID will be generated, which can be used to start making transactions. The UPI ID generated will remain the same for all the linked bank accounts. Users can simply select the account of their choice, while making a transaction.
To know more on the facility, visit: https://www.icicibank.com/mobile-banking/imobilepay.page; To download the app, visit Google Play Store.
For news and updates, visit www.icicibank.com and follow us on Twitter at www.twitter.com/ICICIBank
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CM Sai says Chhattisgarh now 'free' of Naxalism, hails March 31 as historic day for state
Raipur (PTI): Chief Minister Vishnu Deo Sai on Tuesday asserted Chhattisgarh was now "free" of Naxalism and described March 31, the deadline set by the Centre to eradicate Maoism, as a "historic" day for the state, which was once a hotbed of the violent movement.
Targeting the Opposition Congress, Sai alleged that during the 'Bharat Jodo Yatra', party leader Rahul Gandhi had shared the stage with Naxalites at several locations.
Speaking on sidelines of a programme in Raipur, the CM thanked Prime Minister Narendra Modi and Union Home Minister Amit Shah for providing decisive leadership in the fight against Left-wing extremism (LWE) and said the insurgency had long been a major obstacle to development.
"Today marks a truly historic day for Chhattisgarh as Naxalism is being eliminated from the state. On behalf of the 30 million people of Chhattisgarh, we extend our deepest gratitude to Prime Minister Modi ji and Home Minister Amit Shah ji," he said.
In 2024, the Centre set a deadline of March 31, 2026, to completely eliminate Naxal violence from the country.
The vast Bastar region, once an epicentre of Naxal violence, remained largely untouched by development for 40 years, but it can now progress rapidly, Sai maintained.
Asked about Shah's statement in the Lok Sabha on Monday that when Rahul Gandhi undertook his march, many Leftists joined it, Sai said, "during the 'Desh Jodo Yatra' undertaken by the Congress MP, he met Naxalites at numerous locations.
At several places, Naxalites even shared the stage with him (Gandhi), the BJP leader alleged.
"When notorious Naxal leader Madvi Hidma, responsible for killing hundreds of people, including our security personnel, was neutralised (in late 2025), people chanted slogans that 'many more Hidmas will emerge'. Gandhi even posted them (slogans) on social media, which shows his intent," the CM stated.
When pointed out that former CM Bhupesh Baghel used to claim that evidence regarding the deadly Jhiram Ghati attack by Maoists was in his "pocket", Sai said, "When the Congress was in power, it failed to act despite claiming to have enough proof."
Even after being in power for five years (2018-23), they could neither investigate the Jhiram Ghati case nor produce the so-called proof, the CM opined.
The Maoist attack on May 25, 2013, targeted a Congress convoy during the party's 'Parivartan Rally' ahead of assembly elections, killing 32 people, including then Chhattisgarh Congress chief Nand Kumar Patel, former Leader of Opposition Mahendra Karma, and ex-Union minister V C Shukla.
In a series of posts on 'X', Sai spoke about the end of Naxalism in the BJP-ruled state.
"A Fear-Free Bastar, A Naxal-Free Chhattisgarh. Where once the echoes of gunfire resounded, today flows a new current of development, trust, and good governance. Emerging from the shadow of fear, Bastar is now marching forward with unwavering resolve on the path of self-confidence and progress," he noted.
He credited effective policies of the BJP-led governments in Chhattisgarh and at the Centre for the turnaround in Bastar, which was once associated with Naxal violence.
"This transformation is the fruit of our 'Double Engine' governments' steadfast resolve, effective policies, and unwavering trust of people. A place where peace has triumphed over fear and security has inspired confidence. Prosperity is steering Bastar's bright future toward new heights," Sai noted.
A new chapter of peace, development, and trust has started in Chhattisgarh, especially in Bastar, the CM declared.
"Today, every village shines with light, every path leads to development, and every face bears not fear, but a smile. The sunrise of March 31, 2026, stands witness to Bastar's transformation - from a region once defined by fear to one embracing a hopeful and bright future. A New Bastar, A New Chhattisgarh, a new chapter of peace, development, and trust," he asserted.
