Pension may stop if you miss this deadline: How to submit your Annual Life Certificate?
New Delhi: Senior central government pensioners aged 80 and above can now submit their Annual Life Certificate (ALC) starting from October 1, instead of the usual submission date of November 1. The government has provided this extended window to ease the process for senior pensioners.
All central government pensioners are required to submit their ALC annually in November to continue receiving their pensions. If the life certificate is not submitted by the stipulated date, pension payments will be halted until the certificate is provided.
What is Jeevan Pramaan?
Jeevan Pramaan is an Aadhaar-based and biometric-enabled Digital Life Certificate recognized under the IT Act. It allows pensioners to authenticate their existence for the pension authority without physically visiting the office.
How to submit the Digital Life Certificate using face authentication
1. Ensure you have a smartphone with a front camera (minimum 5MP) and internet connectivity.
2. Verify that your Aadhaar number is registered with your pension disbursing authority, such as a bank, post office, or other relevant institution.
3. Download and install the ‘AadhaarFaceRD’ and ‘Jeevan Pramaan Face App’ from the Google Play Store.
4. Perform the operator authentication and scan the operator’s face.
5. Fill in the pensioner’s details.
6. Capture a photograph with the front camera and submit it.
An SMS with a link to download the Jeevan Pramaan Digital Life Certificate will be sent to your registered mobile number. Download it and submit it to the concerned authority.
Last date to submit Annual Life Certificate
The usual deadline for submitting the ALC is November 30 unless extended by the government. For pensioners aged 80 and above, the certificate submitted from October 1 will remain valid till November 30 of the following year.
Consequences of missing the submission deadline
If the ALC is not submitted by November, pension payments will be stopped. However, if the certificate is submitted later within a three-year period, pension payments will resume along with arrears. If the certificate is not submitted for over three years, pension disbursement will require the approval of the competent authority through the Central Pension Accounting Office (CPAO).
Advantages of digital life certificate through face authentication
- Compatible with most Android smartphones.
- Can be done from home, avoiding external biometric devices.
- Eliminates the need to visit the bank.
This solution provides convenience and accessibility for senior pensioners.
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Sujit Nair raises concerns over speculation of DMK-AIADMK understanding to block TVK
Chennai: Journalist and political commentator Sujit Nair has expressed concern over speculation that the Dravida Munnetra Kazhagam and the All India Anna Dravida Munnetra Kazhagam could explore a post-poll understanding to prevent Vijay-led Tamilaga Vettri Kazhagam from forming the government in Tamil Nadu.
In a social media post, Sujit Nair said the election verdict in Tamil Nadu reflected a clear public demand for political change and argued that the mandate should be respected irrespective of political preferences.
Referring to reports and political discussions surrounding a possible understanding between the DMK and AIADMK, he said he hoped such developments remained only speculative conversations and did not turn into reality.
Nair stated that if such an alliance were to take shape, it would raise serious questions about ideological politics in the country. He said TVK had emerged through a democratic electoral process and that the legitimacy to govern in a parliamentary democracy comes from the people’s verdict.
According to him, attempts to prevent an electoral winner from forming the government through unexpected political arrangements may be constitutionally valid, but many people could view them as politically opportunistic.
He further said that such a move could particularly affect the political image of the DMK, which has historically projected itself around ideology, social justice and opposition politics. Nair said that in ideological terms, the DMK appeared closer to TVK than to the AIADMK, and joining hands with its long-time political rival only to remain in power could weaken its broader political narrative.
He added that the same questions would apply to the AIADMK as well, as the party had spent decades positioning itself against the DMK and such an arrangement could create discomfort among its cadre and supporters.
Drawing a comparison with Maharashtra politics in 2019, Nair said he had expressed similar views when the Shiv Sena formed an alliance with the Indian National Congress and the Nationalist Congress Party after the Assembly elections.
He said post-poll alliances between long-standing political rivals often create a public perception that ideology and electoral mandates become secondary when political power equations come into play.
Nair also said such developments increase public cynicism towards politics and reinforce the belief among voters that ideology is often sidelined after elections.
He maintained that the Tamil Nadu verdict was emphatic and said respecting both the spirit and substance of the mandate was important for the credibility of democratic politics.
