Bangaluru: You may be smart in your profession or business, but a moment of carelessness with your smartphone can cost you your hard-earned money in minutes. Cybercriminals are using sophisticated techniques to trick people and steal money from their accounts.
In Bengaluru, many people fall victim to scams through attractive or threatening messages on WhatsApp, Telegram, email, and other platforms, losing significant amounts of money. In the last four months alone, over a thousand complaints have been filed about such incidents.
Filing a complaint often doesn't result in recovering the lost money. It's extremely difficult for the police to track down and apprehend these cybercriminals. The chances of recovering stolen money are slim to none.
Cybercriminals use various tactics to lure their victims. You might receive messages promising easy earnings, part-time jobs, share trading opportunities, or lottery winnings. These messages often include links. Clicking on these links can compromise your phone or computer, allowing scammers to hack your accounts and steal your money. They are also skilled at tricking you into providing one-time passwords (OTPs) to complete fraudulent transactions.
Some scammers might call you, using persuasive language to extract personal information and OTPs. Once you provide these details, your money is as good as gone. They can also use threatening messages to intimidate you into complying with their demands.
The police advise people to be vigilant and not fall for these scams. Once hackers have your details and access your account, it's almost impossible to recover the stolen funds. The cyber fraud network is vast and intricate, making it difficult to pinpoint the source of the fraud.
Ironically, well-educated professionals, including tech experts, are often the victims of these scams.
To combat this issue, the Bangalore City Cybercrime Police have launched a campaign to raise awareness about cyber fraud. They aim to educate the public on how cybercrime occurs, how cybercriminals can steal accounts without the victim's knowledge, and what precautions to take to stay safe.
Here are some key points from the cybercrime police to help protect yourself:
- Cybercrime Defined: Cybercrime involves the use of computers, networks, or electronic devices to commit offenses. It's a crime under the Information Technology Act 2000.
- Motives: Cyber crimes are usually committed to make illegal money, though some are intended to defame individuals.
- Prevention Tips: Be cautious of unsolicited messages and links, don't share personal information or OTPs with unknown callers, and stay informed about the latest cyber threats.
By staying alert and following these precautions, you can protect yourself from falling victim to cyber fraud.
Common Methods Used by Fraudsters
- Share Trading Scams
Fraudsters contact victims through WhatsApp or Telegram, promising high profits from trading. They lure people into downloading trading apps and initially provide small profits to gain trust. Once the victims deposit significant amounts of money, the fraudsters disappear with the funds.
- FedEx Courier Fraud
Scammers pose as officials from TRAI, CBI, Customs, or the police. They call victims, accusing them of criminal activity like drug involvement or money laundering, and threaten arrest. The victims are then tricked into providing bank account details and other personal information, which the fraudsters use to transfer money.
- Online Part-Time Job Scams
Victims are contacted via WhatsApp or Telegram with offers of easy part-time jobs, such as liking YouTube videos or rating hotels. After completing small tasks and receiving payments, victims are enticed to invest more money with promises of higher returns, only to be defrauded.
- Honeytrap Scams
Scammers, often posing as women, make video calls and engage in explicit conversations, recording the interaction. They then blackmail the victim by threatening to release the footage unless money is paid. The fraudsters may also impersonate officials or reporters to further intimidate the victim into paying.
- Fake Insurance Fraud
Fraudsters contact victims pretending to represent top insurance companies through websites like WhatsApp or Telegram. They offer false information and promises of high returns, convincing victims to deposit large sums of money into various accounts.
- Matrimonial Fraud
Scammers connect with victims on social media, particularly targeting divorced women. They build intimacy, propose marriage, and then claim to need money for various reasons. The victims transfer funds, believing the scammer is abroad and will soon visit them.
- OLX Fraud
Scammers create fake accounts on OLX, listing vehicles at low prices and using photos of military or high-ranking officials to appear legitimate. They claim the vehicles are at the airport and require immediate payment, deceiving victims into transferring money.
- Fake Web Link or OTP Scams
Fraudsters send links to victims, making them click under false pretenses. Once the link is clicked, they obtain OTPs and access bank accounts to transfer money. They might also send links claiming the bank account will be blocked, prompting victims to provide account details.
- Loan App Fraud
Fraudsters target individuals in urgent need of money, requesting documents like Aadhaar to provide loans. They charge exorbitant interest rates and, if payments aren't made, they harass victims by distorting their photos and sending them to their contacts. This harassment has led to some victims committing suicide due to the unbearable pressure.
When Scammers Call...
- Be Alert!
- If you receive a call promising easy money from a stranger, hang up immediately.
- If you get a threatening call from someone claiming to be a government official or police officer, hang up and report the incident to the nearest police station.
How to Be Safe
- Use Strong Passwords
- Create unique and complex passwords for all your accounts.
- Be Cautious with Websites
- Only visit reputable websites. Avoid entering personal information on unknown sites.
- Avoid Suspicious Apps
- Do not download or use apps that request personal information without verifying their legitimacy.
- Don’t Click Unknown Links
- Avoid clicking on links from unknown sources on social media or in messages.
- Keep Software Updated
- Regularly update your devices and software to protect against vulnerabilities.
What to Do Immediately if You Are Scammed
- Call the Cybercrime Helpline
- Dial 1930, a cybercrime helpline available across all states in India, to report the incident.
- File a Complaint Online
- Log into the NCRP portal to file a complaint. If the scam involves financial transactions, the related bank accounts can be frozen immediately.
By following these guidelines, you can protect yourself from falling victim to cyber scams and ensure your personal and financial information remains secure.
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Thiruvananthapuram (PTI): Buoyed by the strong performance of the Congress-led UDF in the local body polls, KPCC president Sunny Joseph said on Saturday that the front's results indicated the people had rejected the LDF government.
According to early trends, the UDF was leading in more grama panchayats, block panchayats, municipalities and corporations than the LDF.
The local body polls were held in two phases in the state earlier this week.
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Speaking to reporters here, Joseph said the people of Kerala had extended their support to the UDF.
"We could expose the LDF government’s anti-people stance and the people understood it. The LDF’s fake propaganda was rejected by the people. The UDF is moving towards a historic victory," he said.
He said a united effort, proper preparations, good candidate selection and hard work had resulted in the Congress and the UDF’s victory in the elections.
Asked about the prospects in the Thiruvananthapuram Corporation, Joseph said the party was studying the matter and would comment later.
LDF convenor T P Ramakrishnan said the results would be closely examined.
According to him, the government had done everything possible for the people.
"Why such a verdict happened will be examined at the micro level. People’s opinion will be considered and further steps will be taken," he said.
He added that decisions would be taken after analysing the results. "If any corrective measures are required, we will initiate them and move forward," he said.
AICC leader K C Venugopal said the results showed that people had begun ousting those who, he alleged, were responsible for the loss of gold at Lord Ayyappa’s temple.
"This trend will continue in the Assembly elections as well. It is an indication that the people are ready to bring down the LDF government," he said.
Venugopal said the UDF had registered victories even in CPI(M) and LDF strongholds.
"I congratulate all UDF workers for their hard work. Congress workers and leaders worked unitedly," he said.
Referring to remarks made by Chief Minister Pinarayi Vijayan against the Congress on polling day, Venugopal said the voters had responded through the verdict.
"I do not know whether the chief minister understands that the people are against him. Otherwise, he does not know the sentiment of the people. The state government cannot move an inch further," he said.
He said the results indicated a strong comeback for the UDF in Kerala.
Asked whether the Sabarimala gold loss issue had affected the LDF in the local polls, Venugopal said the CM and the CPI(M) state secretary did not take the issue seriously.
"We took a strong stand on the matter. The BJP played a foul game in it," he alleged.
On the BJP's role in the local body elections, Venugopal alleged that the party operated with the CPI(M) 's tacit support.
"The CPI(M) supported the central government on issues such as PM-SHRI, labour codes and corruption in national highway construction. The CPI(M) is facing ideological decline, and the state government’s policies are against the party’s own decisions," he said.
Meanwhile, LDF ally Kerala Congress (M) leader Jose K Mani said the party could not win all the wards it had expected in the elections.
He congratulated winners from all parties and said the party would closely examine the losses and identify shortcomings. "Later, we will take corrective measures," he added.
Senior Congress leader and MP Rajmohan Unnithan said the trends in the local body elections indicated that the UDF would return to power in the 2026 Assembly elections.
"We will win 111 seats as in 1977 and return to power in 2026. The anti-government sentiment of the people is reflected in the elections," he said.
Unnithan said the people were disturbed and unhappy with the present government.
"The trend indicates the end of the LDF government," he added.
CPI(M) MLA M M Mani said the people had shown ingratitude towards the LDF despite benefiting from welfare schemes.
"After receiving all welfare schemes and living comfortably, people voted against us due to some temporary sentiments. Is that not ingratitude," he asked.
Mani said no such welfare initiatives had taken place in Kerala earlier.
"People are receiving pensions and have enough to eat. Even after getting all this, they voted against us. This is what can be called ingratitude," he said.
Muslim League state president Panakkad Sayyid Sadiq Ali Shihab Thangal said the results were beyond expectations.
"The outcome points towards the Secretariat in Thiruvananthapuram, indicating that a change of government is imminent. We are going to win the Assembly election," he said.
