Humnabad (PTI): Training guns on the Congress over its President M Mallikarjun Kharge's 'venomous snake' barb at him, Prime Minister Narendra Modi on Saturday said till now that party and its leaders have hurled at him different types of abuses 91 times.

Accusing the Congress of also abusing the dominant Lingayat community in poll-bound Karnataka, the Prime Minister further said the grand old party had even abused Babasaheb Ambedkar and were engaged in abusing Veer Savarkar.

Hitting out at the Congress, Modi -- on his first visit to the state for campaigning after elections were declared on March 29 -- said, people will respond to its abuses with votes, and as much mud they sling at BJP, the lotus will bloom.

"The Congress hates everyone who speaks about the common man, who brings out their corruption, who attacks their politics of selfishness. Congress's hate against such people will become permanent. In this election too, the Congress once again has started abusing me," Modi said.

ALSO READ: Karnataka elections will open the door for Congress in 2024 LS polls: KPCC chief Shivakumar

Addressing a public rally here in Bidar district, he said, "someone has made a list of such abuses against me and it has been sent to me. Till now Congress people have abused me 91 times with different types. Had Congress people put efforts in good governance and boosting the morale of its workers, instead of wasting time on this dictionary of abuses, Congress would not have been in such a pathetic plight."

Making a speech in a campaign rally in poll bound Karnataka, which goes to polls on May 10, on Thursday Kharge likened Modi to a venomous snake. As a row erupted, he later backtracked stating that his intention was not to hurt anyone's feelings and the "statement was not for PM Modi, but for the ideology he represents."

Modi said: "Insulting those who work for the poor and the country is Congress' history".

"I'm not the only one who has been attacked like this. Last election they ran a campaign 'Chowkidar chor hai', then they said 'Modi Chor', then they said 'OBC community are chor', and now just the election season has started in Karnataka they showed the guts of calling my Lingayat brothers and sisters chor."

"Congress people listen with open ears, whenever you have abused someone they have punished you in such a way that you have not been able to withstand it. This time Karnataka has decided to respond to the abuses, the pain inflicted to their pride, through votes," he said.

Noting that abuses are hurled at him by top Congress leaders, Modi said the Congress is such a party that had abused Babasaheb Ambedkar.

"Babasaheb Ambedkar himself had once said in detail that Congress abused him repeatedly. Congress had called Babasaheb Ambedkar 'Rakshas', 'Rashtra Drohi', 'Dagabaaz Dost'...you will be shocked to hear. Even today we see how Congress abuses Veer Savarkar. Congress has abused stalwarts of this country," he said.

"Looking at this I feel that Congress respects me like they did to Babasaheb Ambedkar, Veer Savarkar, as Congress is abusing me in a similar way. I feel it as a gift to me. Let the Congress abuse me, I will continue to work for the country and its people. With your blessings all their abuses will get mixed in mud. Congress people understand, as much mud you sling at us, the lotus will bloom," he added.

Karnataka Chief Minister Basavaraj Bommai and Union Minister Bhagawanth Khuba among others were present.

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India is witnessing a sharp rise in trojanised Android APK scams, as cybercriminals increasingly exploit fake government, banking, LPG, challan, and welfare scheme apps to seize full remote control of victims’ smartphones.

Cybersecurity investigators warn that attackers are now widely deploying Remote Access Trojan (RAT) malware, often powered by leaked builder kits such as CraxsRAT and heavily modified custom payload frameworks. Once installed, these malicious APKs can convert an ordinary Android phone into a fully controlled fraud device, enabling silent surveillance, banking theft, and mass scam propagation.

These malware campaigns are primarily being distributed through WhatsApp, Telegram, SMS phishing links, and fake APK download websites, where users are tricked into installing apps disguised as:

  • e-Challan apps
  • SBI KYC verification tools
  • PM Yojana portals
  • mParivahan clones
  • LPG booking apps
  • fake adult video call apps

As the scale of the threat intensifies, cybersecurity startup TraceX Labs has introduced TraceX Guard, positioning it as a frontline mobile defence platform against APK fraud, RAT infections, QR scams, and malicious permission abuse.

Fear-Based Social Engineering Behind the Surge

According to investigators, these frauds typically begin with panic-driven social engineering messages sent over WhatsApp or Telegram.

Common bait messages include:

  • Your traffic challan has been issued
  • Your SBI KYC is pending
  • PM Yojana verification required
  • Your LPG cylinder booking failed
  • Your bank account will be blocked

These alerts often include fake challan numbers, vehicle details, Aadhaar-linked references, or forged bank notices, creating a sense of urgency that pushes victims to install the malicious APK without verification.

One of the most dangerous variants currently in circulation is a fake mParivahan-style application, which closely mimics India’s legitimate transport services interface while secretly embedding a hidden RAT payload.

How the Malware Takes Over Smartphones

Once installed, the malicious APK immediately requests dangerous permissions, including:

  • Accessibility access
  • SMS permissions
  • Call logs
  • Notifications
  • File storage
  • Battery optimization exemptions

Security researchers say Accessibility Service abuse remains the most critical attack vector, allowing the malware to silently:

  • read screen contents
  • detect banking and UPI apps
  • auto-click Allow / Confirm / Pay buttons
  • capture OTPs
  • launch hidden overlays
  • navigate banking sessions
  • trigger silent fund transfers

Because these actions occur directly on the victim’s trusted device, attackers are often able to bypass traditional fraud detection systems.

Within minutes, victims may lose control over:

  • bank balances
  • UPI wallets
  • Aadhaar and PAN scans
  • contact lists
  • personal photos and media
  • incoming calls
  • SMS OTPs

In many cases, the malware also self-propagates by forwarding malicious APK links through the victim’s own WhatsApp groups and Telegram chats, triggering a chain infection effect across trusted social circles.Fake RTO Challan APKs Become the Most Dangerous Variant

Among the most active campaigns, fake RTO challan APK scams have emerged as one of the most financially destructive.

Victims are first lured into paying a ₹1 “verification fee”, after which the malicious app requests highly sensitive information such as:

  • card number
  • expiry date
  • CVV
  • UPI PIN
  • net banking credentials
  • even ATM PINs

Cybersecurity experts stress that no legitimate government payment system ever asks for an ATM PIN inside an app, making this an immediate red flag.

Once payment details are entered, the embedded RAT intercepts OTPs and silently completes unauthorized transactions.

India’s Mobile Fraud Crisis Reaches Critical Levels

Investigators estimate that more than 70% of reported cyber fraud cases in India now originate from mobile devices, with millions of complaints linked to:

  • malicious APKs
  • phishing URLs
  • QR scams
  • RAT droppers
  • banking session hijacks
  • WhatsApp fraud chains

The impact is particularly severe across Tier-2 and Tier-3 regions, where smartphone adoption has expanded faster than awareness around:

  • APK sideloading risks
  • dangerous permissions
  • fake banking overlays
  • accessibility abuse
  • WhatsApp APK scams

This has effectively turned Android smartphones into the primary battlefield of India’s financial cybercrime ecosystem.

TraceX Guard Introduced as a Real-Time Defence Layer

In response to this rapidly evolving threat landscape, TraceX Labs has launched TraceX Guard, an AI-powered multilingual Android security suite built specifically for India’s APK fraud ecosystem.

The platform offers:

  • real-time APK scanning
  • malicious permission detection
  • hidden app discovery
  • RAT behaviour monitoring
  • QR & phishing URL safety grading
  • OTP and SIM fraud alerts
  • Wi-Fi hotspot verification
  • ransomware defence
  • India-specific scam intelligence feeds
  • support for 10+ regional languages

Its offline-first AI architecture allows users to scan threats without uploading personal data, making it especially useful for privacy-conscious users and low-connectivity regions.

TraceX Labs says the system is specifically trained to detect patterns used in:

  • fake challan scams
  • counterfeit SBI APKs
  • PM Yojana malware
  • wedding invitation APK attacks
  • honey-trap adult apps
  • Telegram-based RAT droppers

From Phishing to Malware-Driven Financial Warfare

Cybersecurity analysts say this marks a major shift in India’s digital threat landscape.

What once began as simple phishing links has now evolved into malware-driven financial warfare at scale, where a single infected smartphone can silently compromise:

  • families
  • WhatsApp groups
  • banking accounts
  • local communities
  • social trust networks

With losses from mobile-first fraud already running into tens of thousands of crores, experts believe the future of cyber defence will increasingly depend on preventive mobile security tools capable of stopping unsafe APKs before installation.

In that battle, TraceX Guard is emerging as one of the most important first lines of defence for India’s digital users.

Download Nowhttps://play.google.com/store/apps/details?id=com.tracexlabs.guard