New Delhi (PTI): Former Prime Minister H D Devegowda on Monday said the Opposition parties would "suffer" if they continue to raise allegations of "vote chori" and create suspicion in the minds of voters by blaming Prime Minister Narendra Modi-led government.

Participating in a discussion on election reforms in the Rajya Sabha, he criticised the Opposition for making a mockery about the Prime Minister "in the streets and on the public platform".

"This (India) is a very big country. A large country. Congress may be in three states. Remember my friends please, by using the words 'vote chori' you are going to suffer in the coming days. You are not going to win the battle," Devegowda said, referring to the Opposition members.

He asked what the Opposition is going to earn by "blaming Narendra Modi's leadership and creating a suspicion in the mind of the voters" through the claims of "vote chori".

"What has happened to their minds? Let them rectify," Devegowda said.

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The former prime minister said that during his over seven decades of public life, he has never raised such issues of vote theft despite facing defeat in elections.

He also cited a letter written by the then Prime Minister Jawaharlal Nehru regarding inclusion of "18,000 votes" (voters) in Kerala.

"Why I am telling this (because) during the Nehru period also, there were certain lapses in the electoral system," said Devegowda, who was the prime minister between June 1, 1996 and April 21, 1997.

He said that the Congress party faced defeat in the recent Bihar elections despite raising the issues of mistakes in the electoral rolls.

"What happened after that even after so much review (of voters list). Think (for) yourself! You got six MLAs," the senior Janata Dal (Secular) leader said.

Devegowda questioned the Opposition as to why they want to make allegations against the prime minister on the issue of the voters list?

"Election Commission is there. Supreme Court is there. The Election Commission has given direction to all the state units to rectify all these things," he said.

Devegowda said people of the country have full confidence in Narendra Modi's government and it will come back to power after the next Lok Sabha elections as well.

K R Suresh Reddy, Bharat Rashtra Samithi (BRS) party's Rajya Sabha member from Telangana, said that electoral reforms are the backbone for a healthy democracy.

He said a large and diverse nation like Indi needs clean electoral rolls.

Asserting that strict re-verification should not become a mechanism for exclusion, Reddy said no eligible voter should lose their right to vote simply because accessing paperwork is difficult.

He said while the concern definitely is on the voters' exclusion, "we should also be equally concerned about the percentage of voting."

"What is happening in voting today? Once the election ends, the drama begins. The biggest challenge that the Indian democracy has been facing in spite of two major Constitutional amendments has been the anti-defection. Anti-defection is the name of the game today, especially in smaller states, especially where the legislatures are small in number," Reddy said.

The senior BRS leader suggested creation of a parliamentary committee "which would constantly look into the defection" and "ways and means to cutting that".

AIADMK's M Thambidurai raised the issues related to election campaigning.

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"Election campaigns are one of the important election processes. In that, political parties must be given the proper chance to campaign," he said and cited problems faced by his party in Tamil Nadu in this regard.

Thambidurai said political parties were facing hardships in Tamil Nadu to conduct public meetings and to express their views to the public.

YSRCP's Yerram Venkata Subba Reddy stressed on bringing electoral reforms at both the state and national levels.

He also suggested replacing Electronic Voting Machines with paper ballots in all future elections.

"EVM may be efficient but can't be trusted. Paper ballot may not be efficient but can be trusted. You need trust in democracy," Reddy added.

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India is witnessing a sharp rise in trojanised Android APK scams, as cybercriminals increasingly exploit fake government, banking, LPG, challan, and welfare scheme apps to seize full remote control of victims’ smartphones.

Cybersecurity investigators warn that attackers are now widely deploying Remote Access Trojan (RAT) malware, often powered by leaked builder kits such as CraxsRAT and heavily modified custom payload frameworks. Once installed, these malicious APKs can convert an ordinary Android phone into a fully controlled fraud device, enabling silent surveillance, banking theft, and mass scam propagation.

These malware campaigns are primarily being distributed through WhatsApp, Telegram, SMS phishing links, and fake APK download websites, where users are tricked into installing apps disguised as:

  • e-Challan apps
  • SBI KYC verification tools
  • PM Yojana portals
  • mParivahan clones
  • LPG booking apps
  • fake adult video call apps

As the scale of the threat intensifies, cybersecurity startup TraceX Labs has introduced TraceX Guard, positioning it as a frontline mobile defence platform against APK fraud, RAT infections, QR scams, and malicious permission abuse.

Fear-Based Social Engineering Behind the Surge

According to investigators, these frauds typically begin with panic-driven social engineering messages sent over WhatsApp or Telegram.

Common bait messages include:

  • Your traffic challan has been issued
  • Your SBI KYC is pending
  • PM Yojana verification required
  • Your LPG cylinder booking failed
  • Your bank account will be blocked

These alerts often include fake challan numbers, vehicle details, Aadhaar-linked references, or forged bank notices, creating a sense of urgency that pushes victims to install the malicious APK without verification.

One of the most dangerous variants currently in circulation is a fake mParivahan-style application, which closely mimics India’s legitimate transport services interface while secretly embedding a hidden RAT payload.

How the Malware Takes Over Smartphones

Once installed, the malicious APK immediately requests dangerous permissions, including:

  • Accessibility access
  • SMS permissions
  • Call logs
  • Notifications
  • File storage
  • Battery optimization exemptions

Security researchers say Accessibility Service abuse remains the most critical attack vector, allowing the malware to silently:

  • read screen contents
  • detect banking and UPI apps
  • auto-click Allow / Confirm / Pay buttons
  • capture OTPs
  • launch hidden overlays
  • navigate banking sessions
  • trigger silent fund transfers

Because these actions occur directly on the victim’s trusted device, attackers are often able to bypass traditional fraud detection systems.

Within minutes, victims may lose control over:

  • bank balances
  • UPI wallets
  • Aadhaar and PAN scans
  • contact lists
  • personal photos and media
  • incoming calls
  • SMS OTPs

In many cases, the malware also self-propagates by forwarding malicious APK links through the victim’s own WhatsApp groups and Telegram chats, triggering a chain infection effect across trusted social circles.Fake RTO Challan APKs Become the Most Dangerous Variant

Among the most active campaigns, fake RTO challan APK scams have emerged as one of the most financially destructive.

Victims are first lured into paying a ₹1 “verification fee”, after which the malicious app requests highly sensitive information such as:

  • card number
  • expiry date
  • CVV
  • UPI PIN
  • net banking credentials
  • even ATM PINs

Cybersecurity experts stress that no legitimate government payment system ever asks for an ATM PIN inside an app, making this an immediate red flag.

Once payment details are entered, the embedded RAT intercepts OTPs and silently completes unauthorized transactions.

India’s Mobile Fraud Crisis Reaches Critical Levels

Investigators estimate that more than 70% of reported cyber fraud cases in India now originate from mobile devices, with millions of complaints linked to:

  • malicious APKs
  • phishing URLs
  • QR scams
  • RAT droppers
  • banking session hijacks
  • WhatsApp fraud chains

The impact is particularly severe across Tier-2 and Tier-3 regions, where smartphone adoption has expanded faster than awareness around:

  • APK sideloading risks
  • dangerous permissions
  • fake banking overlays
  • accessibility abuse
  • WhatsApp APK scams

This has effectively turned Android smartphones into the primary battlefield of India’s financial cybercrime ecosystem.

TraceX Guard Introduced as a Real-Time Defence Layer

In response to this rapidly evolving threat landscape, TraceX Labs has launched TraceX Guard, an AI-powered multilingual Android security suite built specifically for India’s APK fraud ecosystem.

The platform offers:

  • real-time APK scanning
  • malicious permission detection
  • hidden app discovery
  • RAT behaviour monitoring
  • QR & phishing URL safety grading
  • OTP and SIM fraud alerts
  • Wi-Fi hotspot verification
  • ransomware defence
  • India-specific scam intelligence feeds
  • support for 10+ regional languages

Its offline-first AI architecture allows users to scan threats without uploading personal data, making it especially useful for privacy-conscious users and low-connectivity regions.

TraceX Labs says the system is specifically trained to detect patterns used in:

  • fake challan scams
  • counterfeit SBI APKs
  • PM Yojana malware
  • wedding invitation APK attacks
  • honey-trap adult apps
  • Telegram-based RAT droppers

From Phishing to Malware-Driven Financial Warfare

Cybersecurity analysts say this marks a major shift in India’s digital threat landscape.

What once began as simple phishing links has now evolved into malware-driven financial warfare at scale, where a single infected smartphone can silently compromise:

  • families
  • WhatsApp groups
  • banking accounts
  • local communities
  • social trust networks

With losses from mobile-first fraud already running into tens of thousands of crores, experts believe the future of cyber defence will increasingly depend on preventive mobile security tools capable of stopping unsafe APKs before installation.

In that battle, TraceX Guard is emerging as one of the most important first lines of defence for India’s digital users.

Download Nowhttps://play.google.com/store/apps/details?id=com.tracexlabs.guard