Insurance companies cannot deny compensation because of route deviation: SC
New Delhi (PTI): The Supreme Court has said that insurance companies cannot deny compensation to accident victims merely because there was deviation in route of the vehicle involved and that it was in violation of the permit.
A bench comprising Justices Sanjay Karol and Prashant Kumar Mishra said the purpose of an insurance policy in the present context is to shield the owner/operator from direct liability when such an unforeseen/unfortunate incident takes place.
"To deny the victim/dependents of the victim compensation simply because the accident took place outside the bounds of the permit and, therefore, is outside the purview of the insurance policy, would be offensive to the sense of justice, for the accident itself is for no fault of his. Then, the insurance company most certainly ought to pay," the bench said.
The top court made the observation while while dismissing appeals filed by a vehicle owner and insurer, The New India Insurance Company Limited.
On October 7, 2014, a motorcyclist was hit by the offending vehicle being driven in a rash and negligent manner, resulting in his death on the spot.
The Motor Accident Claims Tribunal awarded an amount of Rs 18.86 lakh as compensation along with interest.
Being aggrieved with the amount of compensation awarded, the petitioner filed an appeal before the Karnataka High Court on the grounds that the compensation was
not correctly calculated by the Tribunal.
The insurance company also challenged the Tribunal’s order on the grounds of violation by the insurer of the conditions enumerated in the policy.
The high court directed the insurance company to satisfy the award as passed by the Tribunal and granted the right to recover the amount from the owner of the bus.
While the insurer challenged the high court's direction to pay compensation first and later recover from the owner, the owner challenged the high court's order allowing recovery from him.
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Iqra aims to create leaders for community: Syed Mohamed Beary at Annual Day in Mangaluru
Mangaluru: “The aim of Iqra is to create leaders for the community,” said Syed Mohamed Beary while presiding over the Annual Day 2026 and Hifz felicitation programme of Iqra Arabic School, highlighting the institution’s focus on leadership and long-term community development.
Presiding over the event, Syed Mohamed Beary, Chairman of the Moulana Abul Hasan Ali Nadwi Educational and Charitable Trust, Mangaluru, spoke at length about the journey of the institution since its launch in 2000. He recalled the early days of the school and said it was started with a clear vision to serve the community through education rooted in values. He expressed pride in how the institution has grown over the years, both in strength and in its role within the community.
He said Iqra Arabic School was not built only to provide basic education, but to nurture individuals who can take responsibility and guide society. According to him, the institution has consistently worked towards shaping students into capable leaders who can face present-day challenges while staying connected to their roots. He stressed that the focus has always been on building character along with knowledge.
The programme was compered by Moulana Farhan Nadwi, who introduced the vision of the institution and said the school strives to prepare leaders and scholars who can respond to modern challenges faced by the community.
Chief guest Moulana Maqbool Kobatte, Principal, Jamia Islamia Bhatkal, congratulated the students and their parents for completing the memorisation of the Qur’an. He said these Huffaz are part of Allah’s promise of preserving the Qur’an until the Day of Judgement. He described the Qur’an as a guide for life and said while recitation is important, it is equally necessary to practise its teachings. He also noted that in the race for worldly success, people are moving away from values such as humanity, brotherhood and unity.
Taha Mateen, Chairman and Managing Director of ACURA Speciality Hospital, said the community should not forget its Islamic roots and history. He recited lines of poetry by Iqbal: “Kabhi ae nawjawaan Muslim tadabbur bhi kiya tu ne, wo kya gardu tha tu jiska hai ek toota hua taara.” He stressed the need to understand the Qur’an and recognise its importance, and urged students to continue learning across different fields without stopping at any stage. He congratulated the students, parents and the management.
Dr. C P Habeeb Rahman, Chairman and Managing Director o Unity Health Complex, Mangaluru said there is a need for introspection within the Muslim community to understand what has gone wrong and why it has fallen behind despite contributing to global civilisation. He also spoke about the lack of leadership within the community.
Students presented cultural programmes based on Islamic teachings during the event. Two of the books authored by the students of the institution were also released during the event
A total of 18 students who completed Hifz this year were felicitated and presented with mementos by the guests. The programme concluded with a vote of thanks by Moulana Salim Khalifa, the principal of the institution.
